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 | MortgagesExperienced Boston Mortgage Law FirmA mortgage is the financing you use to purchase your home. While most mortgages were once handled by banks, today’s mortgage companies and mortgage brokers handle almost all mortgage loans. These agents can offer a wide variety of mortgage options, and they can help you get the best rates. At the Law Office of Mark L. Murphy, our real estate attorneys assess your situation, and we help you determine your goals and plans with regard to the home you purchase with us. We advise you as to the available mortgage options and which one would be most suitable for you. From our offices in Lexington, Massachusetts, we represent clients in and around Boston, including Middlesex, Essex, Norfolk, Worcester, Plymouth, and Suffolk Counties, and throughout eastern Massachusetts and southern New Hampshire. A traditional fixed-rate mortgage locks you into the current interest rate for the duration of the mortgage, unless you refinance. Various adjustable-rate mortgages may change as interest rates change each year, or may be fixed for a certain time period, and then change with changing rates. Interest-only mortgages allow you to pay the principle at the time you sell the home. VA and FHA loans cover a high percentage of the principle, reducing the amount required for your down payment. Each of these options has advantages and disadvantages depending on your circumstances, your goals, and your plans. We can help sort through the complexities. Through more than 20 years of practicing exclusively in residential real estate law in Massachusetts, we know what buying a home is all about, and we know how to help you. We draft purchase agreements, we arrange for inspections, we conduct a title search, and our Boston conveyancing lawyers can conduct the closing. Our job is to protect your rights, protect your home equity, and make sure the transaction proceeds smoothly with a minimum of risk and no surprises. Contact our mortgage law firm today for a free initial consultation. Law Office of Mark L. Murphy The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Copyright © 2010 by Law Office of Mark L. Murphy. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement. |  |           |